WiseSavings Terms of Service

Welcome to WiseSavings!

Introduction

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the WiseSavings application ("Service") operated by WiseSavings Inc. ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.

Accounts

  • Account Creation: To use our Service, you must create an account by providing truthful and accurate information. Failure to do so constitutes a breach of these Terms, which may result in immediate termination of your account.
  • Security: You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.
  • Account Termination: We reserve the right to terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Use of the Service

  • Personal Use: The Service is intended for your personal and non-commercial use.
  • Compliance with Laws: You agree to comply with all applicable local, state, national, and international laws and regulations in connection with your use of the Service.
  • Prohibited Activities: You agree not to:
    • Use the Service for any unlawful purposes;
    • Engage in any activity that interferes with or disrupts the Service;
    • Attempt to gain unauthorized access to any portion of the Service.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of WiseSavings Inc. and its licensors. The Service is protected by copyright, trademark, and other laws of both the Philippines and foreign countries.

Data and Privacy

Our Privacy Policy governs the collection, use, and storage of your personal information. By using the Service, you consent to the collection and use of information in accordance with our Privacy Policy.

Limitation of Liability

In no event shall WiseSavings Inc., nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use the Service;
  • Any unauthorized access to or use of our servers and/or any personal information stored therein;
  • Any interruption or cessation of transmission to or from the Service;
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Service by any third party;
  • Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Service.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

If you have any questions about these Terms, please contact us at:

  • Email: support@wisesavings.app

By using the WiseSavings app, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.