WiseSavings Logo

WiseSavings

Privacy Policy for WiseSavings

Effective Date: 08/10/2024

Last Updated: 08/10/2024

Thank you for choosing Wisesavings. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our budget tracking application.

1. Information We Collect

We collect the following types of information to provide and improve our services:

a. Personal Information

  • Registration Information: When you sign up for Wisesavings, we may collect your name, email address, and a password(in encrypted form).
  • Financial Information: To help you track your budget, you may provide information about your income, expenses, bank accounts, and financial transactions. This information is stored securely.

b. Usage Data

  • App Activity: We may collect information about how you use the App, such as features accessed, pages viewed, and the time spent on the App.
  • Device Information: We may collect data about the device you use to access the App, including the device type, operating system, and IP address.

c. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track the activity on our App and hold certain information. You can manage your cookie preferences through your device settings.

2. How We Use Your Information

We use the collected information to:

  • Provide, maintain, and improve the App’s functionality.
  • Personalize your experience based on your financial habits and preferences.
  • Send you updates, notifications, and promotional materials (you can opt out of these communications).
  • Analyze usage data to improve the performance and security of the App.
  • Prevent fraudulent activity and ensure the security of your information.

3. How We Share Your Information

We do not sell or share your personal information with third parties for marketing purposes. However, we may share your information in the following situations:

  • Service Providers: We may share your data with trusted third-party service providers who help us operate and maintain the App. These providers are contractually obligated to protect your information and use it only for the purposes of providing their services.
  • Legal Requirements: We may disclose your information if required by law, or in response to valid requests by public authorities (e.g., a court or a government agency).
  • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the new owners.

4. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

5. Your Choices and Rights

You have the following rights regarding your personal information:

  • Access and Update: You can access and update your personal information directly within the App or by contacting us.
  • Delete Your Data: You can request the deletion of your account and all associated data by contacting us at [insert contact information].
  • Opt-Out: You can opt out of receiving promotional communications by following the unsubscribe instructions provided in those emails.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

7. Children’s Privacy

Wisesavings is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.

8. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this policy. We encourage you to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

  • Email: support@wisesavings.app

By using Wisesavings, you agree to the terms of this Privacy Policy. If you do not agree with this policy, please do not use the App.

This privacy policy can be adjusted based on specific legal requirements and regulations in your jurisdiction.